Health insurance group CEO: Medical costs ‘at a tipping point’

High deductibles and copays. Exorbitant prices for certain prescription drugs. Surprise bills from out-of-network providers. Continuing efforts to kill the Affordable Care Act. No wonder that health care dominated the first Democratic presidential debates, with several candidates denouncing insurance companies. Matt Eyles, CEO of America’s Health Insurance Plans, the trade group representing leading health insurers, sat down recently with USA TODAY’s […]

Do I need an attorney or anyone else to represent me when closing on a mortgage?

It depends. Depending on your state’s laws, you may not be required to have an attorney at the closing. However, you can choose to have an attorney review your documents before closing.  Technically, unless you hire an attorney to represent you at closing, no one else participating in  the closing exclusively represents your interests. It’s important […]

What’s a Lawyer’s Role in Negotiation

Relegated to an attorney for all purposes save the final decision to accept an agreement.3 Essential to the negotiation process is for counsel not to view opposing parties’ attorneys as enemies.4A. Useful TacticsAttorneys implement strategic thinking and tactical analysis to secure a negotiated settlement.5 Importantly, attorneys employ the tactic of concessions to create an atmosphere […]